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What Does Your Realtor Do?

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Buyer:

  • Gets pre-qualified with a local lender.

REALTORS®:

  • Conducts buyer interview to get information about what’s most important in a home.
  • Discuss buyer agency with buyer and sign contract.
  • Locate properties to show buyer.
  • Schedule showings of properties.

Buyer:

  • Decides on the house that’s just right!

Writing the Offer

REALTORS®:

  • Meet with buyer to draft offer.
  • Review and explain the offer to the buyer prior to signing.
  • Present offer to sellers or sellers’ agent.
  • Negotiate any counter-offers or amendments in accordance with the buyer’s wishes.

Buyer:

  • Write earnest money check to listing broker (or title company) trust account.
  • Supplies a letter of loan approval from the bank to accompany offer.

After Your Offer is Accepted

REALTORS®:

  • Check offer for contingencies & time frames. Monitor timely removal/action.
  • Provide lender and title company copies of the accepted offer.
  • Coordinate appraisal date and time.
  • Coordinate closing date and time with all parties.
  • Obtain preliminary title insurance and closing statements.
  • Inform buyer of amount to bring to closing in the form of a cashier’s check.
  • Assist buyer and stay in constant contact.
  • Assist in setting up the inspection to be done within contingency period.

Buyer:

  • Hire an attorney (if desired or recommended, but not essential).
  • Finalize financing.
  • Obtain homeowner’s insurance.
  • Change utilities into your name.

Closing on Your New Home

REALTORS®:

  • Schedule and conduct the final walk-through with buyers to insure property is in acceptable closing condition.
  • Answer any last minute questions buyer might have.
  • Accompany buyers to closing to insure everything is finalized correctly.

Buyer:

  • Bring cashier’s check for your funds to close, government photo ID, and a paid receipt for first year of homeowner’s insurance to closing.
  • Sign loan documents and closing statement.
  • Get the keys to your new home…and make it your own!

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